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Archive for February 2019

Water Damage Insurance Claim Tips

Most homeowner insurance policies cover water damage to some degree or another. However, just because you are covered does not mean that the insurance company will pay off on your claim. It takes some common sense on your part and sometimes a great deal of persistence to increase your odds of being compensated when water damages your home. Here are five water damage claim tips that can help you avoid having your claim denied.

  • Document everything: Take photos of everything that is damaged and make an inventory list in the immediate aftermath of a house flood. Ideally, you should also try to gather together any pictures that show the items before they were damaged. You will also wish to find as many receipts as possible and any other information you can about damaged or destroyed items.
  • Notify your insurance company immediately after the disaster occurs: This is not only a good idea on your part but it is often required by the insurance company that you notify them promptly of a flood event.
  • Read your policy: It is a crucial that you know exactly what kinds of exceptions may be laid out in your policy. Even though this might be tedious, this is absolutely. Knowing the ins and outs of your policy will help you to avoid misunderstandings and will prepare you so that you will have relevant questions to ask your insurance company.
  • Be present during the visit: This may sound like a no-brainer but some people are not even present when adjusters compile the information they will use for the bulk of their report. Try to be there when your adjuster arrives and go through your property with him/her every step of the way. Be cooperative and obliging but do not sign anything you don’t understand and have not discussed thoroughly with him/her.
  • Determine which contractor will do the work: This will be absolutely essential if you wish to get your life back and track. Conejo Restoration is used to dealing with insurance companies. We are also experienced in handling the aftermath of flood damage such as water removal and mold removal and remediation.water damage

As you can see, you can’t just wing it when it comes to dealing with the insurance companies after a disaster such as a flood. It takes a certain amount of preparation and diplomacy to get the desired result – a successful claim that pays off. We at Conejo Restoration will help you as much as possible when it comes to getting your life back on track and putting your family safely back in your home.

Things to Do If You Have Storm Damage

Dealing with storm damage can be a herculean task. Homes and businesses can be damaged as a result of many extreme weather events such as hurricanes, tornadoes, severe storms, etc. The important thing to remember is to try to remain calm and think about the steps that will be needed to eventually recover from nature’s ire. Therefore, since we are approaching the spring season, we have provided you with some tips you should follow in the event your home becomes damaged by a storm.

  • Use caution while working on the roofs.
  • Analyze the kind of damage you might be dealing with. After you are sure that it is safe to return to your home, make a brief assessment the damage that has been done. Although a complete inspection is best left to professionals, this initial assessment may prepare you for what is to come in the days, weeks and perhaps months to follow.
  • Take care while using a chainsaw or other power tools.
  • Repair roof leaks in order to prevent water damage to the interior of your home.
  • Make sure to cut off the main power supply if your home should become completely flooded.
  • Before clearing up the damage, take pictures. This will help you when it comes time to file your insurance claim.holidays

Insurance clearance:

The most common mistake that many people make is to call their insurance company immediately after a storm damages their home. There are some important steps you should follow before you contact the insurance company.

  • First, you need to consult with a reputable storm damage restoration company. They will completely inspect the property to figure out the severity of the damage to your home. They will also be able to produce an estimate for the cost of the restoration process. This estimate will also be useful for insurance purposes.
  • Read your policy carefully before you call the insurance company so that you know what to expect from your agent and so you’re prepared with the proper questions to ask regarding your coverage.holidaysIf your home has been damaged by severe storm storms, give us a call at Conejo Restoration – the leading restoration company in Thousand Oaks, CA. We provide various services to our customers such as fire damage, water damage and mold remediation & restoration all within your budget. We care for your property and give the best hygienic storm restoration services. Our highly experienced professionals are courteous and thorough. For further queries visit is at http://www.conejorestoration.com/.

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Newbury Park, CA 91320
Phone: (805) 338-6653

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